HUD FHA Reverse Mortgage for Seniors (HECM) - HUD.gov
The HECM is the FHA's reverse mortgage program that enables you to withdraw a portion of your home's equity to use for home maintenance, repairs, or general living expenses. HECM …
Home Equity Conversion Mortgage (HECM): Definition, Eligibility
Jun 15, 2025 · A home equity conversion mortgage (HECM) is a type of reverse mortgage that allows seniors 62 and older to convert the equity in their homes into cash for expenses, …
Everything You Need to Know About HECM Loans - U.S. News
Aug 12, 2024 · A home purchase HECM gives homeowners a chance to buy a new primary residence without taking out a traditional mortgage.
HECM Explained: 2026 Home Equity Conversion Mortgage …
Jul 13, 2025 · What Is a HECM (Home Equity Conversion Mortgage)? A HECM is the FHA-insured reverse mortgage for homeowners age 62 or older that allows you to access part of …
Home Equity Conversion Mortgage (HECM) | Rocket Mortgage
An HECM is an FHA-backed reverse mortgage that allows you to access your home equity without a monthly mortgage payment. The loan comes due once you die, move out, or sell the …
HECM Reverse Mortgage: Definition, Requirements - LendingTree
Jan 23, 2025 · What is a HECM? A home equity conversion mortgage, or HECM, is a reverse mortgage loan that’s insured by the Federal Housing Administration (FHA), which is part of the …
Reverse Mortgage (HECM) Explained: Eligibility & How It Works
Unlock the financial potential of your home with a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage.
What Is a HECM Reverse Mortgage & How Does It Work?
“HECM” stands for Home Equity Conversion Mortgage, a program insured by the Federal Housing Administration to help people age in place and gain financial flexibility.
Home Equity Conversion Mortgage Program Analysis - HUD User
Nov 2, 2023 · This report analyzes the Home Equity Conversion Mortgage (HECM) program. Established in the late 1980s, the program provides senior homeowners aged 62 and older …
Home Equity Conversion Mortgage (HECM) Loans
A Home Equity Conversion Mortgage, or HECM, is a home loan that allows homeowners 62 years and older to access a portion of the equity in their primary residence.