Discover what a factor rate is and how to calculate it.

Here’s how the central bank’s latest cut will affect loans, savings accounts and investments—and what financial moves to consider Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace ...

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight lending rate by 1.75 percentage points since it began its rate-cutting cycle ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...

Nakul Mishra is already thinking about refinancing – even before he closes on his first home. The 34-year-old had spent two years searching for the right home in Sacramento to settle into with his ...

ARMs often start at lower rates, but monthly payments can rise over time Adjustable-rate mortgages peaked at 35% of mortgage applications in 2005 Today's environment is vastly different for several ...

Spring Hill ISD voters rejected a property tax rate increase and bond measures during Tuesday’s election. Residents rejected Proposition A, a voter-approved tax ratification measure (VATRE) that would ...

Loans can be tricky! Romain Faure explains why it's generally not a good idea to take variable interest rates when taking a loan. Florida Man Charged With Setting Devastating Pacific Palisades Fire ...

(COLORADO SPRINGS) —Colorado Springs Utilities (Springs Utilities) will begin implementing its Energy Wise Metering system starting Wednesday, Oct. 1, affecting all customers by the beginning of next ...

With mortgage rates declining, fall 2025 is shaping up to be a "new spring" for the housing market, boosting originations and buyer activity. However, the potential government shutdown poses risks to ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...