Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

There is no one right answer to this venerable question Fact checked by Vikki Velasquez Reviewed by Lea D. Uradu When ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer to this question, as is the answer to so many personal ...

Home equity lines of credit (HELOCs) are quickly becoming one of the most affordable ways homeowners can borrow money these days. Not only have HELOC rates fallen overall since the start of 2025, but ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...

The Federal Reserve delivered a third rate cut of 2025 today, wrapping up the year amid rising inflation, a weakening job market and presidential pressure on the Fed's board. Federal Reserve rate cuts ...

See how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve is expected to cut its key interest ...