When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

If you're working hard to pay off your credit card bill every month, the possibility that you'd overpay your bill and have a negative balance on your credit card might be laughable to you. But you'd ...

A negative credit card balance occurs when you've overpaid or received a refund, resulting in the credit card company owing you money. Gabriela Walsh is a Certified Educator in Personal Finance® and a ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...