Mortgage rates fell in 2025. As of Dec. 24, 2025, the 30-year fixed-rate mortgage averaged 6.18%, down from the week prior ...

"Mortgage interest rates went down before the Fed cut rates in September but went up after," says Ali Wolf, chief economist ...

The residential mortgage as we know it today is less than a century old. In fact, until the Federal Housing Administration (FHA) was established in 1934, only one in 10 Americans even owned a home.

The average rate on a 30-year U.S. mortgage ticked down modestly this week, remaining in the same narrow range of the past ...

Rates have fallen a percentage point since the 2023 and 2024 homebuying seasons. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not ...

The average 30-year fixed mortgage rate fell to 6.44% this week, down from 6.53% the week before, according to U.S. News data. Mortgage rates are now at their lowest levels in 2025, which may ...

Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts ...