Health insurance helps to reduce medical costs, making health care more affordable and thus more accessible. Having health insurance also facilitates access to care, resulting in lower death rates and ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Health insurance costs more but covers more for medical issues, while dental insurance is cheaper but doesn’t cover as many costs. Find out more about how these coverages compare.

Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Gap health insurance helps pay for costs not covered by your main health insurance plan. Find Cheap Health Insurance in Your Area Gap insurance is supplemental medical coverage that's usually used to ...