Nearly 230 million licensed drivers travel American roadways throughout the U.S., but most of the ones with car insurance probably don't understand their coverage. The truth is that insurance policies ...

Auto liability insurance covers injuries and property damage you cause to others in an accident. It includes bodily injury and property damage liability, both with specific coverage limits. Most ...

Liability coverage helps you pay for another driver’s vehicle repairs and medical expenses if you are at-fault in an accident. This type of coverage can pay out for both property damage and bodily ...

Liability insurance is a type of car insurance that pays for other people’s medical bills and property damage when you cause an accident. Your liability car insurance won’t cover your own medical ...

When you have vehicles that are used for business purposes, you are at risk of road incidents that can lead to serious liabilities. If you don’t have the right insurance coverage tailored specifically ...

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Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...